走遍美国：文字 视听(EPISODE11)
a place of our own
来源：英语周报
act 1. 视频下载
marilyn: ellen, id like your opinion
ellen: about what?
marilyn: well, richard and i feel that with a baby coming we need to have our own place to live.
ellen: oh.
marilyn: well, what do you think about richard and me looking for a small house or an apartment at this point in our lives?
ellen: we love having you here, and there is room, and...and when the baby comes, the baby can stay in your room for a while.
marilyn: richard feels we need to find a small house.
ellen: i remember when i was pregnant with richard. philip and i were living with grandma and grandpa. philip was a young doctor, and he kept talking about having a house of our own. its natural.
marilyn: what did you do ?
ellen: we looked at a lot of houses.
marilyn: did you find one?
ellen: oh, not at first. we couldnt afford it. grandpa wanted to lend us the money to buy one, but philip is too independent. he didnt want to borrow any money.
marilyn: sounds like richard.
ellen: theyre all alike. richard is a real stewart. hes independent, and sometimes just stubborn.
marilyn: when did you buy a house?
ellen: after richard was born. i was teaching music, and philip was opening his first medical office.
marilyn: where was the house?
ellen: right here in riverdale. of course, it was a small house, but just right for us.
marilyn: its funny. history repeats itself. now richard and i are having a baby, and we probably wont be able to afford a house right away, either.
ellen: why dont you look at some houses, marilyn?
marilyn: good idea.
ellen: look in the real-estate section of sundays times. youll learn a lot.
marilyn: maybe we should speak to a real-estate agent about a house.
ellen: and a bank about a mortgage.
marilyn: ill talk to richard about it. i think its a good idea, ellen. we can learn a lot by asking.
ellen: and if i can be of any help, let me know. as a matter of fact, my friend virginia martinelli is a real-estate agent.
marilyn: good.
ellen: you wont believe this, but she sold us our first house and this one.
marilyn: well, ill tell richard, and well go to see her. do you think the skirt length is right, ellen? do you think its too long?
ellen: i think the skirt is just right. are you planning to attach a train to it?
marilyn: no. no train. just the dress. but i am going to make a headpiece of lace.
ellen: that dress is gorgeous.
marilyn: thanks, ellen. and thanks for the advice about the house. ill talk to richard about it the minute the comes home.
ellen: and remember, we love having you here. theres no need to rush.
~
act 2. 视频下载
virginia: i remember your parents first house very well. it was on spring avenue, near the park.
richard: i grew up in that house.
virginia: yes, and you were such a cute baby.
marilyn: ive seen pictures of him. he had blond hair.
virginia: ive been friendly with the stewart family for a long time, so its my pleasure to help you find a house now.
richard: well, were not sure we can afford one.
marilyn: but wed like to find out about the possibilities.
virginia: thats a good idea. i love your house on linden street. i sold your father that house seventeen years ago.
marilyn: really?
richard: yes, mom was pregnant with robbie then, and they needed the extra room.
virginia: i hear youre expecting a baby, mrs. stewart.
marilyn: mmm-hmm. so we will be needing more room.
virginia: oh, so you dont need something immediately?
richard: no. but in five or six months...
marilyn: and time passes so quickly.
virginia: yes, it does. well, when you called, you gave me enough information about your salaries and your savings. so i have a good idea about your financial situation. let me show your some pictures of houses.
marilyn: with two bedrooms?
virginia: yes, i think i can show you some. of course, they wont be in riverdale. the cost of housings too high for you here.
richard: i havent thought about living anywhere else. weve always lived in this area.
marilyn: where should we look for a house, mrs.martinelli?
virginia: well, we have an office in mount kisco. its a lovely area, and its only about an hours drive from here. here. i have a book with photos of some homes in that area. now, lets see. here. this is a lovely two-bedroom house in your price range.
marilyn: its pretty, but i prefer a two-story home.
richard: i do, too. i dont care for a ranch type.
virginia: ok. oh, this is a wonderful house. i know it well. i sold it to the present owners.
richard: it looks wonderful.
virginia: this is a two-bedroom, two-bath house. it has a full basement, and it is on a half-acre lot. you can probably afford this one.
marilyn: i like this house.
richard: so do i.
virginia: and the price is right. would you like to go see it?
richard: yes. were planning to talk to someone at the bank next week. perhaps we could see the house this weekend.
virginia: if some one doesnt buy it before then. but lets keep looking. just to get an idea of some other possibilities.
richard: this is very helpful, mrs. martinelli.
virginia: here. this is a wonderful example of spanish-style architecture.
richard: oh, i love the roof tiles on a spanish-style house.
maryilyn: it looks like the houses in hollywood.
virginia: its interesting. a house like this in riverdale costs double the price. oh my! heres a real buy. its a bargain. this house just came on the market.
marilyn: its quite lovely. is it a two-bedroom house?
virginia: no. it has three bedrooms and three baths. i know the house. it has a brand new kitchen. and a living room with a twelve-foot ceiling. and theres a two-car garage.
richard: then why dont we go look at this house, too?
virginia: its a good investment.
richard: thank you, mrs. martinelli.
marilyn: thanks so much.
vinginia: my pleasure. give my best to your parents.
virginia: your fathers a wonderful doctor, richard. he took care of my daughter when she was a child. hes the best pediatrician in westchester.
richard: thanks, mrs. martinelli, ill give them your regards.
marilyn: we really appreciate your advice.
virginia: i do think you should go see the houses and talk to the bank. here. let me give you some information sheets about the houses. theyre both very good buys.
richard: well, thanks so much for your help and your time, mrs. martinelli. weve got a lot to talk about.
marilyn: mmm-hmm. thanks.
act 3. 视频下载
mr.riley: how do you do?
richard: hello.
mr.riley: im ralph riley.
richard: im richard stewart, and this is my wife, marilyn.
mr.riley: pleased to meet you.
marilyn: likewise, mr.riley.
mr.riley: please, sit down. what can i do for you?
richard: wed like to discuss a mortgage.
marilyn: for a house.
mr.riley: fine. are you buying a house or are you refinancing your present home?
richard: were planning to buy a house.
marilyn: and wed like to find out about a mortgage.
richard: we are customers of the bank. as a matter of fact, my whole family banks here.
mr.riley: i have some questions to ask. do you own your house or do you rent?
richard: neither. we live with my parents, dr. and mrs. philip stewart.
mr.riley: and how old are you?
marilyn: im twenty-nine.
richard: im thirty.
mr.riley: and, mr. stewat, what is your occupation?
richard: im a freelance photographer.
mr.riley: and, mrs. stewart, are you working?
marilyn: yes. im a designer, and i work in a boutique.
mr.riley: did you bring any savings or salary information? last years tax forms?
richard: yes. here they are.
mr. riley: ok.what...what kind of house did you have in mind?
richard: were talking about buying a two-bedroom house in mount kisco. here are the financial details on the house.
mr.riley: thank you. are you prepared to make a ten-percent down payment?
richard: yes, we are.
mr.riley: payments over thirty years?
richard: yes.
marilyn: do you think we can get a loan?
mr.riley: well, it depends. do you own any other property? any stocks or bonds?
richard: no.
mr.riley: i see. then you dont have any collateral. perhaps you could get a guarantor-someone to sign for the loan for you.
richard: why is that necessary?
mr.riley: since you dont have enough income, and you dont already own any property, the bank needs to be sure you can pay the mortgage every month. a guarantor is responsible for the loan if you cant make the payments.
richard: i see. well, the idea of buying a house is exciting.
marilyn: thank you, mr.riley. well read this over carefully.
mr.riley: thank you.
richard: good-bye. thanks.
mr.riley: godd-bye. and hope to see you soon.
richard: i hope so, too.
mr.riley: take care.
marilyn: good-bye.
richard: it all sounded so easy until they mentioned needing collateral or a guarantor.
marilyn: we have no collateral.
richard: and i dont think its a good idea to ask dad to sign as a guarantor. i dont feel right about it.
marilyn: i understand your feelings about it, richard.
ellen: now, tell me, whats the problem?
marilyn: we can get a loan from the bank if we can put up some collateral.
richard: and we dont own anything to use as collateral.
marilyn: or someone can sign with us as a guarantor.
ellen: why dont you speak to dad?
richard: no. if we buy a house, i want to be able to handle it alone.
ellen: everybody needs help sometimes, richard.
marilyn: i understand richards feelings about it, ellen.
richard: in two or three months, ill have an advance on my book and be able to put more money down.
marilyn: what about the house in mount kisco? somebody elsell buy it by then.
richard: then therell be other houses, marilyn.
ellen: richard has a point. youre just beginning to look.
marilyn: were in no great rush. its true.
richard: this has been a great learning experience for us, marilyn. talking to the real-estate agent. looking at the houses. talking to the loan officer at the bank.
marilyn: it has been a learning experience. thats true.
ellen: i think youre doing the right thing. taking your time. looking around. especially with a purchase o this kind. youre talking about a lot of money.
marilyn: well call mrs. martinelli and tell her to keep looking for us.
richard: and ill call mr.riley at the bank and tell him well see him in a couple of months.
ellen: and if you ever need dad or me to help you...
marilyn: we know.
ellen: you know well be there for you.
richard: its a stewart tradition. were a family.